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Instead of special insurance policy, the firemen are provided with the general group insurance policy which is compulsory for all government servants. In case of death in line of duty, the heirs of a fireman receive an amount of Rs300,000.
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doc ico  On Wicked Problems and their Solution Strategies

Wicked problems, as opposed to simple mechanical problems, are voluble and volatile, stubborn and obstinate, subtle and mysterious, complex and dissensual. Wicked problems are ill-defined, ambiguous and associated with strong moral, political and professional issues.
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